/* ═══════════════════════════════════════════════════════════════════════
   BAILEY CAPITAL — Design System
   Dark-mode luxury · editorial · corporate
   Sections: 1 Tokens · 2 Reset · 3 Type · 4 Buttons · 5 Layout
             6 Header · 7 Hero · 8 Sections · 9 Cards · 10 Timeline
             11 FAQ · 12 Form · 13 Footer · 14 Floating · 15 Motion
             16 Responsive · 17 A11y & print
   ═══════════════════════════════════════════════════════════════════════ */

/* ─── 1. TOKENS ─────────────────────────────────────────────────────── */
:root{
  /* Surface */
  --ink:        #0A0A0B;   /* matte black   */
  --charcoal:   #131417;
  --graphite:   #1B1D22;   /* deep graphite */
  --graphite-2: #22252B;
  --line:       rgba(201,204,209,.10);
  --line-gold:  rgba(198,161,91,.26);

  /* Metal */
  --gold:       #C6A15B;
  --gold-lt:    #E8D5A6;
  --gold-dk:    #9A7838;
  --platinum:   #C9CCD1;
  --white:      #F7F7F5;

  /* Text */
  --tx:         #F2F2EF;
  --tx-2:       rgba(242,242,239,.70);
  --tx-3:       rgba(242,242,239,.46);

  /* Type */
  --ff-display: 'Inter Tight', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
  --ff-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;

  /* Scale — fluid */
  --fs-eyebrow: .74rem;
  --fs-body:    clamp(1rem, .96rem + .18vw, 1.075rem);
  --fs-lede:    clamp(1.08rem, 1rem + .42vw, 1.32rem);
  --fs-h3:      clamp(1.16rem, 1.06rem + .42vw, 1.38rem);
  --fs-h2:      clamp(2rem, 1.42rem + 2.3vw, 3.5rem);
  --fs-h1:      clamp(2.5rem, 1.4rem + 4.2vw, 5.25rem);

  /* Space */
  --shell:      1280px;
  --gutter:     clamp(1.25rem, 4vw, 3rem);
  --sec-y:      clamp(4.5rem, 9vw, 9rem);
  --r:          2px;   /* luxury = near-square corners */
  --r-lg:       3px;

  /* Motion */
  --ease:       cubic-bezier(.22, 1, .36, 1);
  --ease-io:    cubic-bezier(.65, 0, .35, 1);
  --dur:        .6s;

  /* Chrome */
  --header-h:   84px;
  --shadow:     0 24px 60px -24px rgba(0,0,0,.85);
}

/* ─── 2. RESET ──────────────────────────────────────────────────────── */
*,*::before,*::after{ box-sizing:border-box; }
html{ -webkit-text-size-adjust:100%; scroll-behavior:smooth; scroll-padding-top:calc(var(--header-h) + 16px); }
body{
  margin:0;
  background:var(--ink);
  color:var(--tx);
  font-family:var(--ff-body);
  font-size:var(--fs-body);
  line-height:1.72;
  font-weight:300;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
  text-rendering:optimizeLegibility;
}
body.is-locked{ overflow:hidden; }
img,svg{ max-width:100%; display:block; }
img{ height:auto; }
a{ color:inherit; text-decoration:none; }
button,input,select,textarea{ font:inherit; color:inherit; }
h1,h2,h3,h4{ margin:0; font-family:var(--ff-display); font-weight:300; line-height:1.06; letter-spacing:-.025em; }
p{ margin:0 0 1.15em; }
p:last-child{ margin-bottom:0; }
ul{ margin:0; padding:0; list-style:none; }
::selection{ background:var(--gold); color:var(--ink); }

:focus-visible{ outline:2px solid var(--gold); outline-offset:3px; border-radius:var(--r); }
.skip-link{
  position:absolute; left:-9999px; top:0; z-index:9999;
  background:var(--gold); color:var(--ink); padding:.75rem 1.25rem; font-weight:500;
}
.skip-link:focus{ left:1rem; top:1rem; }
.sr-only{
  position:absolute; width:1px; height:1px; padding:0; margin:-1px;
  overflow:hidden; clip:rect(0 0 0 0); white-space:nowrap; border:0;
}

/* ─── 3. TYPE ───────────────────────────────────────────────────────── */
.eyebrow{
  font-size:var(--fs-eyebrow); font-weight:500; letter-spacing:.26em;
  text-transform:uppercase; color:var(--gold); margin:0 0 1.1rem;
  display:flex; align-items:center; gap:.85rem;
}
.eyebrow::before{ content:""; width:36px; height:1px; background:var(--gold); opacity:.6; flex:none; }
.section__head--center .eyebrow,
.cta .eyebrow{ justify-content:flex-start; }
.section__head--center .eyebrow{ justify-content:center; }

.h2{ font-size:var(--fs-h2); max-width:20ch; }
.section__head--center .h2{ max-width:24ch; margin-inline:auto; }
.lede,.section__lede{ font-size:var(--fs-lede); color:var(--tx-2); line-height:1.6; max-width:62ch; }
.section__head--center .section__lede{ margin-inline:auto; text-align:center; }
.fineprint{ font-size:.82rem; color:var(--tx-3); line-height:1.65; margin-top:2.5rem; max-width:78ch; }

.ticks{ display:grid; gap:.7rem; margin:1.75rem 0; }
.ticks li{ position:relative; padding-left:1.9rem; color:var(--tx-2); }
.ticks li::before{
  content:""; position:absolute; left:0; top:.62em; width:.62rem; height:.34rem;
  border-left:1.5px solid var(--gold); border-bottom:1.5px solid var(--gold);
  transform:rotate(-45deg);
}

/* ─── 4. BUTTONS ────────────────────────────────────────────────────── */
.btn{
  --bh:56px;
  position:relative; display:inline-flex; align-items:center; justify-content:center;
  gap:.7rem; height:var(--bh); padding:0 1.9rem; border:1px solid transparent;
  border-radius:var(--r); font-family:var(--ff-display); font-size:.9rem; font-weight:500;
  letter-spacing:.09em; text-transform:uppercase; cursor:pointer; overflow:hidden;
  white-space:nowrap; transition:transform .4s var(--ease), background-color .35s, color .35s, border-color .35s, box-shadow .4s;
  will-change:transform;
}
.btn--sm{ --bh:44px; padding:0 1.25rem; font-size:.76rem; }
.btn--lg{ --bh:62px; padding:0 2.3rem; }
.btn--block{ width:100%; }
.btn__arrow{ transition:transform .4s var(--ease); }
.btn:hover .btn__arrow{ transform:translateX(5px); }

.btn--gold{
  background:linear-gradient(115deg,var(--gold-lt) 0%, var(--gold) 42%, var(--gold-dk) 100%);
  color:#0A0A0B; box-shadow:0 12px 34px -14px rgba(198,161,91,.6);
}
.btn--gold:hover{ transform:translateY(-2px); box-shadow:0 20px 46px -14px rgba(198,161,91,.75); }
.btn--outline{ border-color:var(--line-gold); color:var(--tx); background:transparent; }
.btn--outline:hover{ border-color:var(--gold); background:rgba(198,161,91,.07); transform:translateY(-2px); }
.btn--ghost{ color:var(--tx-2); border-color:transparent; }
.btn--ghost:hover{ color:var(--gold); }
.btn:disabled,.btn[aria-busy="true"]{ opacity:.55; pointer-events:none; }

/* gold light sweep */
.sweep::after{
  content:""; position:absolute; inset:0 auto 0 -60%; width:45%;
  background:linear-gradient(100deg, transparent, rgba(255,255,255,.55), transparent);
  transform:skewX(-18deg); pointer-events:none;
  animation:sweep 4.5s var(--ease-io) 1.5s infinite;
}
@keyframes sweep{ 0%{left:-60%} 55%,100%{left:130%} }

/* ─── 5. LAYOUT ─────────────────────────────────────────────────────── */
.shell{ width:100%; max-width:var(--shell); margin-inline:auto; padding-inline:var(--gutter); }
.shell--narrow{ max-width:920px; }
.section{ padding-block:var(--sec-y); position:relative; }
.section--alt{ background:linear-gradient(180deg, var(--charcoal), var(--ink)); }
.section--alt::before,.section::after{ content:none; }
.section__head{ margin-bottom:clamp(2.75rem,5vw,4.5rem); }
.section__head--center{ text-align:center; }

.grid{ display:grid; gap:clamp(1rem,1.8vw,1.5rem); }
.grid--3{ grid-template-columns:repeat(3,1fr); }
.grid--4{ grid-template-columns:repeat(4,1fr); }

.split{ display:grid; grid-template-columns:1.05fr .95fr; gap:clamp(2.5rem,6vw,6rem); align-items:start; }

/* ─── 6. HEADER ─────────────────────────────────────────────────────── */
.site-header{
  position:fixed; inset:0 0 auto 0; z-index:900; height:var(--header-h);
  display:flex; align-items:center;
  transition:height .45s var(--ease), background-color .45s, backdrop-filter .45s, border-color .45s;
  border-bottom:1px solid transparent;
}
.site-header.is-stuck{
  height:68px; background:rgba(10,10,11,.82);
  backdrop-filter:blur(18px) saturate(140%);
  -webkit-backdrop-filter:blur(18px) saturate(140%);
  border-bottom-color:var(--line);
}
.site-header__inner{ display:flex; align-items:center; gap:2rem; }
.brand img{ width:auto; height:44px; transition:height .45s var(--ease); }
.site-header.is-stuck .brand img{ height:36px; }

.nav{ display:flex; gap:2.2rem; margin-left:auto; }
.nav a{
  position:relative; font-size:.83rem; letter-spacing:.1em; text-transform:uppercase;
  color:var(--tx-2); font-weight:400; padding-block:.4rem; transition:color .3s;
}
.nav a::after{
  content:""; position:absolute; left:0; bottom:0; width:100%; height:1px;
  background:var(--gold); transform:scaleX(0); transform-origin:right;
  transition:transform .45s var(--ease);
}
.nav a:hover{ color:var(--tx); }
.nav a:hover::after{ transform:scaleX(1); transform-origin:left; }
.nav a.is-active{ color:var(--gold); }

.site-header__actions{ display:flex; gap:.6rem; align-items:center; }

.nav-toggle{
  display:none; width:44px; height:44px; background:none; border:1px solid var(--line);
  border-radius:var(--r); cursor:pointer; position:relative; margin-left:auto;
}
.nav-toggle span{
  position:absolute; left:12px; width:20px; height:1.5px; background:var(--tx);
  transition:transform .4s var(--ease), opacity .25s;
}
.nav-toggle span:first-child{ top:18px; }
.nav-toggle span:last-child{ top:25px; }
.nav-toggle[aria-expanded="true"] span:first-child{ transform:translateY(3.5px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:last-child{ transform:translateY(-3.5px) rotate(-45deg); }

.scroll-progress{
  position:absolute; left:0; bottom:-1px; height:1.5px; width:0%;
  background:linear-gradient(90deg,var(--gold-dk),var(--gold-lt));
  transition:width .12s linear;
}

/* ─── 7. HERO ───────────────────────────────────────────────────────── */
.hero{
  position:relative; min-height:100svh; display:flex; align-items:center;
  padding-block:calc(var(--header-h) + 2.5rem) 3rem; overflow:hidden; isolation:isolate;
}
.hero__bg{ position:absolute; inset:-8% 0 0; z-index:-3; will-change:transform; }
.hero__bg img{ width:100%; height:110%; object-fit:cover; object-position:center bottom; }
.hero__bg::after{
  content:""; position:absolute; inset:0;
  background:linear-gradient(100deg,rgba(10,10,11,.94) 0%,rgba(10,10,11,.74) 46%,rgba(10,10,11,.4) 100%);
}
.hero__mesh{
  position:absolute; inset:0; z-index:-2; pointer-events:none;
  background:
    radial-gradient(60% 55% at 78% 78%, rgba(198,161,91,.16), transparent 65%),
    radial-gradient(50% 45% at 12% 18%, rgba(120,140,190,.08), transparent 70%);
  animation:drift 22s ease-in-out infinite alternate;
}
@keyframes drift{ from{ transform:translate3d(0,0,0) scale(1);} to{ transform:translate3d(-2.5%,2%,0) scale(1.08);} }
.hero__grain{
  position:absolute; inset:0; z-index:-1; pointer-events:none; opacity:.16; mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)'/%3E%3C/svg%3E");
}
.hero__inner{ position:relative; }
.hero__title{
  font-size:var(--fs-h1); font-weight:200; max-width:16ch; margin-bottom:1.5rem;
  letter-spacing:-.035em;
}
.hero__title em{
  display:block; font-style:normal; font-weight:300;
  background:linear-gradient(105deg,var(--gold-lt),var(--gold) 46%,var(--gold-dk));
  -webkit-background-clip:text; background-clip:text; color:transparent;
}
.hero__lede{ font-size:var(--fs-lede); color:var(--tx-2); max-width:54ch; margin-bottom:2.1rem; }
.hero__actions{ display:flex; flex-wrap:wrap; gap:.9rem; margin-bottom:clamp(2rem,4.5vw,3.25rem); }

.hero__stats{
  display:grid; grid-template-columns:repeat(4,1fr); gap:1px; margin:0;
  background:var(--line); border-block:1px solid var(--line);
}
.stat{ background:var(--ink); padding:1.25rem 1.35rem; }
.stat dt{
  font-size:.68rem; letter-spacing:.2em; text-transform:uppercase;
  color:var(--tx-3); margin-bottom:.6rem;
}
.stat dd{
  margin:0; font-family:var(--ff-display); font-size:clamp(1.5rem,2.6vw,2.15rem);
  font-weight:300; color:var(--gold-lt); letter-spacing:-.02em; font-variant-numeric:tabular-nums;
}
.stat__unit{ font-size:.55em; color:var(--tx-2); letter-spacing:0; }

.hero__scroll{
  position:absolute; left:50%; bottom:2rem; translate:-50% 0; width:22px; height:38px;
  border:1px solid var(--line-gold); border-radius:12px; display:grid; place-items:start center;
  padding-top:7px; z-index:2;
}
.hero__scroll span{ width:2px; height:6px; background:var(--gold); border-radius:2px; animation:scrolldot 2s var(--ease-io) infinite; }
@keyframes scrolldot{ 0%,100%{ transform:translateY(0); opacity:1 } 50%{ transform:translateY(12px); opacity:.15 } }

/* ─── 7b. TRUST BAR ─────────────────────────────────────────────────── */
.trustbar{ border-bottom:1px solid var(--line); background:var(--charcoal); }
.trustbar__inner{
  display:flex; flex-wrap:wrap; justify-content:space-between; gap:1.2rem 2rem;
  padding-block:1.5rem;
}
.trustbar__item{
  display:flex; align-items:center; gap:.7rem; font-size:.79rem;
  letter-spacing:.11em; text-transform:uppercase; color:var(--tx-2);
}
.ico{ width:19px; height:19px; color:var(--gold); flex:none; }

/* ─── 8. SPLIT PANEL ────────────────────────────────────────────────── */
.split__panel{
  border:1px solid var(--line-gold); border-radius:var(--r-lg);
  background:linear-gradient(165deg, rgba(198,161,91,.07), rgba(19,20,23,.6) 40%);
  padding:clamp(1.6rem,3vw,2.4rem); position:sticky; top:calc(var(--header-h) + 2rem);
  box-shadow:var(--shadow);
}
.panel__label{
  font-size:.68rem; letter-spacing:.22em; text-transform:uppercase;
  color:var(--gold); margin-bottom:1.5rem;
}
.panel__row{
  display:flex; justify-content:space-between; align-items:baseline; gap:1.2rem;
  padding-block:.95rem; border-top:1px solid var(--line); font-size:.94rem;
}
.panel__row span{ color:var(--tx-3); }
.panel__row b{ font-family:var(--ff-display); font-weight:400; color:var(--tx); text-align:right; }
.panel__note{ margin-top:1.6rem; font-size:.76rem; line-height:1.6; color:var(--tx-3); }

/* ─── 9. CARDS ──────────────────────────────────────────────────────── */
.card{
  position:relative; overflow:hidden; padding:clamp(1.6rem,2.6vw,2.2rem);
  border:1px solid var(--line); border-radius:var(--r-lg); background:var(--charcoal);
  transition:transform .55s var(--ease), border-color .45s, background-color .45s;
}
.card--tall{ padding-block:clamp(2rem,3.4vw,2.9rem); }
.card:hover,.card:focus-within{
  transform:translateY(-6px); border-color:var(--line-gold); background:var(--graphite);
}
.card__ico{ width:30px; height:30px; color:var(--gold); margin-bottom:1.4rem; }
.card__tag{
  display:inline-block; font-size:.66rem; letter-spacing:.22em; text-transform:uppercase;
  color:var(--gold); margin-bottom:1.1rem;
}
.card h3{ font-size:var(--fs-h3); margin-bottom:.8rem; }
.card p{ color:var(--tx-2); font-size:.95rem; }
.card__sheen{
  position:absolute; inset:0; pointer-events:none; opacity:0; transition:opacity .5s;
  background:radial-gradient(420px circle at var(--mx,50%) var(--my,0%), rgba(198,161,91,.12), transparent 60%);
}
.card:hover .card__sheen,.card:focus-within .card__sheen{ opacity:1; }

/* Benefits */
.benefit{ padding:1.8rem 0; border-top:1px solid var(--line); }
.benefit__n{
  display:block; font-family:var(--ff-display); font-size:.78rem;
  letter-spacing:.18em; color:var(--gold); margin-bottom:1rem;
}
.benefit h3{ font-size:1.08rem; margin-bottom:.55rem; letter-spacing:-.015em; }
.benefit p{ font-size:.9rem; color:var(--tx-3); margin:0; }

/* Criteria */
.criteria{ border-top:1px solid var(--line); }
.criteria__item{
  display:grid; grid-template-columns:minmax(180px,26%) 1fr; gap:1.5rem;
  padding-block:1.35rem; border-bottom:1px solid var(--line);
  transition:background-color .35s, padding-left .45s var(--ease);
}
.criteria__item:hover{ background:rgba(198,161,91,.04); padding-left:.9rem; }
.criteria__k{ font-size:.72rem; letter-spacing:.19em; text-transform:uppercase; color:var(--gold); padding-top:.28em; }
.criteria__v{ font-family:var(--ff-display); font-size:clamp(1.02rem,1.6vw,1.22rem); font-weight:300; color:var(--tx); }

/* Quotes */
.quote{
  margin:0; padding:clamp(1.8rem,3vw,2.4rem);
  border:1px solid var(--line); border-radius:var(--r-lg);
  background:linear-gradient(170deg, var(--graphite), var(--charcoal));
  position:relative;
}
.quote::before{
  content:"\201C"; position:absolute; top:.1em; right:.35em;
  font-family:var(--ff-display); font-size:6rem; line-height:1; color:var(--gold); opacity:.14;
}
.quote blockquote{ margin:0 0 1.6rem; font-size:1.02rem; line-height:1.68; color:var(--tx); font-weight:300; }
.quote figcaption{ display:grid; gap:.2rem; padding-top:1.2rem; border-top:1px solid var(--line); }
.quote figcaption b{ font-family:var(--ff-display); font-weight:500; font-size:.94rem; }
.quote figcaption span{ font-size:.78rem; letter-spacing:.13em; text-transform:uppercase; color:var(--tx-3); }

/* ─── 10. TIMELINE ──────────────────────────────────────────────────── */
.timeline{ position:relative; display:grid; gap:0; padding-left:clamp(2.6rem,5vw,4.5rem); }
.timeline__rail{
  position:absolute; left:clamp(1rem,2.3vw,2rem); top:.6rem; bottom:2.4rem;
  width:1px; background:var(--line);
}
.timeline__rail i{
  position:absolute; inset:0 0 auto 0; width:100%; height:0%;
  background:linear-gradient(180deg,var(--gold-lt),var(--gold),var(--gold-dk));
  transition:height .18s linear;
}
.step{ position:relative; display:flex; gap:clamp(1.2rem,2.4vw,2rem); padding-block:clamp(1.5rem,3vw,2.4rem); border-bottom:1px solid var(--line); }
.step:last-of-type{ border-bottom:0; }
.step__n{
  position:absolute; left:calc(-1 * clamp(2.6rem,5vw,4.5rem) + clamp(1rem,2.3vw,2rem) - 17px);
  top:clamp(1.5rem,3vw,2.4rem); width:35px; height:35px; flex:none;
  display:grid; place-items:center; border-radius:50%;
  border:1px solid var(--line-gold); background:var(--ink);
  font-family:var(--ff-display); font-size:.84rem; color:var(--gold);
  transition:background-color .5s var(--ease), color .5s, transform .5s var(--ease), box-shadow .5s;
}
.step.is-active .step__n{
  background:linear-gradient(135deg,var(--gold-lt),var(--gold-dk)); color:var(--ink);
  transform:scale(1.12); box-shadow:0 0 0 6px rgba(198,161,91,.1);
}
.step__body h3{ font-size:var(--fs-h3); margin-bottom:.6rem; }
.step__body p{ color:var(--tx-2); max-width:64ch; margin:0; }

/* ─── 11. FAQ ───────────────────────────────────────────────────────── */
.faq{ border-top:1px solid var(--line); }
.faq__item{ border-bottom:1px solid var(--line); }
.faq__item summary{
  list-style:none; cursor:pointer; padding:1.4rem 3rem 1.4rem 0; position:relative;
  font-family:var(--ff-display); font-size:clamp(1rem,1.5vw,1.14rem); font-weight:400;
  letter-spacing:-.01em; transition:color .3s;
}
.faq__item summary::-webkit-details-marker{ display:none; }
.faq__item summary:hover{ color:var(--gold); }
.faq__item summary::after,
.faq__item summary::before{
  content:""; position:absolute; right:.35rem; top:50%; background:var(--gold);
  transition:transform .45s var(--ease), opacity .35s;
}
.faq__item summary::before{ width:14px; height:1.5px; translate:0 -50%; }
.faq__item summary::after{ width:1.5px; height:14px; right:calc(.35rem + 6.25px); translate:0 -50%; }
.faq__item[open] summary::after{ transform:rotate(90deg); opacity:0; }
.faq__item[open] summary{ color:var(--gold); }
.faq__a{ padding:0 clamp(1rem,6vw,5rem) 1.7rem 0; color:var(--tx-2); font-size:.97rem; }
.faq__item[open] .faq__a{ animation:faqIn .45s var(--ease) both; }
@keyframes faqIn{ from{ opacity:0; transform:translateY(-6px);} to{ opacity:1; transform:none;} }

/* ─── 12. CTA + FORM ────────────────────────────────────────────────── */
.cta{ position:relative; padding-block:var(--sec-y); overflow:hidden; background:var(--charcoal); }
.cta__mesh{
  position:absolute; inset:0; pointer-events:none;
  background:
    radial-gradient(55% 60% at 88% 12%, rgba(198,161,91,.16), transparent 62%),
    radial-gradient(45% 50% at 6% 92%, rgba(198,161,91,.09), transparent 68%);
  animation:drift 26s ease-in-out infinite alternate-reverse;
}
.cta__inner{ position:relative; display:grid; grid-template-columns:1fr 1fr; gap:clamp(2.5rem,5vw,5rem); align-items:start; }
.cta__copy{ position:sticky; top:calc(var(--header-h) + 2rem); }
.cta__direct{ margin-top:2rem; font-size:.92rem; color:var(--tx-3); }
.cta__direct a{ color:var(--gold); border-bottom:1px solid var(--line-gold); }
.cta__direct a:hover{ border-bottom-color:var(--gold); }

.formwrap{
  border:1px solid var(--line-gold); border-radius:var(--r-lg);
  background:linear-gradient(170deg, rgba(34,37,43,.94), rgba(10,10,11,.96));
  padding:clamp(1.6rem,3.2vw,2.75rem); box-shadow:var(--shadow); backdrop-filter:blur(6px);
}
.form__title{ font-size:1.5rem; margin-bottom:1.8rem; }
.field{ margin-bottom:1.15rem; }
.field--fs{ border:0; padding:0; margin-inline:0; }
.field-row{ display:grid; grid-template-columns:1fr 1fr; gap:1rem; }
label,legend{
  display:block; font-size:.72rem; letter-spacing:.15em; text-transform:uppercase;
  color:var(--tx-3); margin-bottom:.55rem; padding:0;
}
label span[aria-hidden]{ color:var(--gold); }

input[type=text],input[type=tel],input[type=email]{
  width:100%; height:52px; padding:0 1rem; background:rgba(10,10,11,.65);
  border:1px solid var(--line); border-radius:var(--r); color:var(--tx);
  font-size:.98rem; font-weight:300; transition:border-color .3s, background-color .3s, box-shadow .3s;
}
input::placeholder{ color:rgba(242,242,239,.24); }
input:hover{ border-color:rgba(201,204,209,.2); }
input:focus{
  outline:none; border-color:var(--gold);
  box-shadow:0 0 0 3px rgba(198,161,91,.14); background:rgba(10,10,11,.9);
}
.input-prefix{ position:relative; }
.input-prefix > span{
  position:absolute; left:1rem; top:50%; translate:0 -50%;
  color:var(--gold); font-size:.95rem; pointer-events:none;
}
/* Needs the .formwrap ancestor to out-specify the base input padding rule,
   or the R prefix sits on top of the digits. */
.formwrap .input-prefix input{ padding-left:2.1rem; }

.hint{ display:block; margin-top:.4rem; font-size:.74rem; color:var(--tx-3); }
.err{ display:none; margin-top:.4rem; font-size:.76rem; color:#E8836A; }
.field.is-invalid .err{ display:block; }
.field.is-invalid input,.field.is-invalid .segmented{ border-color:#E8836A; }

.segmented{ display:grid; grid-template-columns:1fr 1fr; gap:.6rem; }
.segmented input{ position:absolute; opacity:0; width:0; height:0; }
.segmented label{
  margin:0; height:52px; display:grid; place-items:center; cursor:pointer;
  border:1px solid var(--line); border-radius:var(--r); background:rgba(10,10,11,.65);
  color:var(--tx-2); font-size:.9rem; letter-spacing:.06em; text-transform:none;
  transition:all .3s var(--ease);
}
.segmented label:hover{ border-color:var(--line-gold); color:var(--tx); }
.segmented input:checked + label{
  border-color:var(--gold); color:var(--ink);
  background:linear-gradient(115deg,var(--gold-lt),var(--gold));
  font-weight:500;
}
.segmented input:focus-visible + label{ outline:2px solid var(--gold); outline-offset:2px; }

.field--check{ display:grid; grid-template-columns:auto 1fr; gap:.85rem; align-items:start; margin-block:1.6rem; }
.field--check input{ width:19px; height:19px; margin-top:.28em; accent-color:var(--gold); cursor:pointer; }
.field--check label{
  margin:0; font-size:.83rem; letter-spacing:0; text-transform:none;
  color:var(--tx-2); line-height:1.6; cursor:pointer;
}
.field--check a{ color:var(--gold); border-bottom:1px solid var(--line-gold); }
.field--check .err{ grid-column:1 / -1; }

.hp{ position:absolute; left:-9999px; width:1px; height:1px; overflow:hidden; }

.form__legal{ margin-top:1.2rem; font-size:.74rem; line-height:1.6; color:var(--tx-3); }
.form__status{ margin-top:1rem; font-size:.86rem; color:#E8836A; min-height:1.2em; }
.form__status.is-ok{ color:var(--gold); }

/* success */
.thanks{ text-align:center; padding:clamp(1rem,3vw,2rem) 0; }
.thanks__ico{ width:64px; height:64px; margin:0 auto 1.6rem; }
.thanks__tick{ stroke-dasharray:44; stroke-dashoffset:44; animation:tick .8s var(--ease) .2s forwards; }
@keyframes tick{ to{ stroke-dashoffset:0; } }
.thanks h3{ font-size:1.6rem; margin-bottom:1rem; }
.thanks p{ color:var(--tx-2); max-width:46ch; margin-inline:auto; }
.thanks__meta{ margin-top:1.2rem; font-size:.85rem; color:var(--tx-3); }
.thanks__meta b{ color:var(--gold); font-family:var(--ff-display); letter-spacing:.06em; }
.thanks__meta a{ color:var(--gold); }

/* ─── 13. FOOTER ────────────────────────────────────────────────────── */
.site-footer{ background:var(--ink); border-top:1px solid var(--line); padding-block:clamp(3.5rem,6vw,5.5rem) 2.5rem; }
.site-footer__top{ display:grid; grid-template-columns:1.1fr 1.4fr; gap:clamp(2.5rem,5vw,4rem); padding-bottom:3rem; border-bottom:1px solid var(--line); }
.site-footer__brand img{ height:46px; width:auto; margin-bottom:1.4rem; }
.site-footer__brand p{ color:var(--tx-3); font-size:.92rem; max-width:38ch; }
.site-footer__nav{ display:grid; grid-template-columns:repeat(3,1fr); gap:2rem; }
.site-footer__nav h4{
  font-size:.7rem; letter-spacing:.2em; text-transform:uppercase;
  color:var(--gold); margin-bottom:1.1rem; font-weight:500;
}
.site-footer__nav a{ display:block; font-size:.9rem; color:var(--tx-3); padding-block:.35rem; transition:color .3s, transform .3s var(--ease); }
.site-footer__nav a:hover{ color:var(--tx); transform:translateX(3px); }
.site-footer__legal{ padding-top:2.5rem; }
.site-footer__legal p{ font-size:.78rem; line-height:1.7; color:var(--tx-3); max-width:96ch; }
.site-footer__meta{ display:flex; flex-wrap:wrap; gap:.6rem 2rem; margin-top:1.4rem; }

/* ─── 14. FLOATING ──────────────────────────────────────────────────── */
.sticky-cta{
  position:fixed; left:0; right:0; bottom:0; z-index:880;
  display:flex; align-items:center; justify-content:space-between; gap:1.5rem;
  padding:.85rem clamp(1rem,4vw,2.5rem);
  background:rgba(10,10,11,.9); backdrop-filter:blur(18px) saturate(140%);
  -webkit-backdrop-filter:blur(18px) saturate(140%);
  border-top:1px solid var(--line-gold);
  transform:translateY(110%); transition:transform .55s var(--ease);
  pointer-events:none;
}
.sticky-cta.is-on{ transform:none; pointer-events:auto; }
.sticky-cta__text{ display:grid; line-height:1.35; }
.sticky-cta__text b{ font-family:var(--ff-display); font-weight:400; font-size:.98rem; }
.sticky-cta__text span{ font-size:.76rem; color:var(--tx-3); }


/* ─── 15. MOTION ────────────────────────────────────────────────────── */
.loader{
  position:fixed; inset:0; z-index:9998; display:grid; place-content:center; justify-items:center;
  gap:2rem; background:var(--ink); transition:opacity .7s var(--ease), visibility .7s;
}
.loader.is-done{ opacity:0; visibility:hidden; }
.loader__logo{ width:min(280px,62vw); height:auto; }
.loader__bar{ display:block; width:min(220px,50vw); height:1px; background:var(--line); overflow:hidden; }
.loader__bar i{
  display:block; height:100%; width:40%;
  background:linear-gradient(90deg,transparent,var(--gold),transparent);
  animation:loadbar 1.25s var(--ease-io) infinite;
}
@keyframes loadbar{ from{ transform:translateX(-120%) } to{ transform:translateX(320%) } }

.reveal{ opacity:0; transform:translateY(26px); }
.reveal.is-in{
  opacity:1; transform:none;
  transition:opacity .85s var(--ease) var(--d,0ms), transform .85s var(--ease) var(--d,0ms);
}

/* ─── 16. RESPONSIVE ────────────────────────────────────────────────── */
@media (max-width:1080px){
  .grid--4{ grid-template-columns:repeat(2,1fr); }
  .split{ grid-template-columns:1fr; }
  .split__panel{ position:static; }
  .cta__inner{ grid-template-columns:1fr; }
  .cta__copy{ position:static; }
  .site-footer__top{ grid-template-columns:1fr; }
}
@media (max-width:900px){
  :root{ --header-h:70px; }
  .nav{
    position:fixed; inset:var(--header-h) 0 0 0; flex-direction:column; gap:0;
    background:rgba(10,10,11,.97); backdrop-filter:blur(20px);
    padding:2rem var(--gutter) 3rem; margin:0;
    transform:translateY(-12px); opacity:0; visibility:hidden;
    transition:opacity .4s var(--ease), transform .4s var(--ease), visibility .4s;
    overflow-y:auto;
  }
  .nav.is-open{ opacity:1; visibility:visible; transform:none; }
  .nav a{ font-size:1.1rem; padding-block:1.15rem; border-bottom:1px solid var(--line); letter-spacing:.06em; }
  .nav a::after{ content:none; }
  .site-header__actions{ display:none; }
  .nav-toggle{ display:block; }
  .grid--3{ grid-template-columns:1fr; }
  .hero__stats{ grid-template-columns:repeat(2,1fr); }
  .criteria__item{ grid-template-columns:1fr; gap:.35rem; }
  .site-footer__nav{ grid-template-columns:1fr 1fr; }
  .sticky-cta__text{ display:none; }
  .sticky-cta{ justify-content:stretch; }
  .sticky-cta .btn{ width:100%; }
  .float-cta{ bottom:5.5rem; }
}
@media (max-width:560px){
  .grid--4{ grid-template-columns:1fr; }
  .field-row{ grid-template-columns:1fr; }
  .hero__stats{ grid-template-columns:1fr 1fr; }
  .hero__actions .btn{ width:100%; }
  .site-footer__nav{ grid-template-columns:1fr; }
  .hero__scroll{ display:none; }
}

/* ─── 17. A11Y & PRINT ──────────────────────────────────────────────── */
@media (prefers-reduced-motion:reduce){
  html{ scroll-behavior:auto; }
  *,*::before,*::after{
    animation-duration:.001ms !important; animation-iteration-count:1 !important;
    transition-duration:.001ms !important; scroll-behavior:auto !important;
  }
  .reveal{ opacity:1 !important; transform:none !important; }
  .hero__bg{ transform:none !important; }
  .sweep::after{ display:none; }
}
@media (prefers-contrast:more){
  :root{ --tx-2:rgba(242,242,239,.9); --tx-3:rgba(242,242,239,.75); --line:rgba(201,204,209,.3); }
}
@media print{
  .loader,.sticky-cta,.float-cta,.site-header,.hero__bg,.hero__mesh,.hero__grain{ display:none !important; }
  body{ background:#fff; color:#000; }
  .reveal{ opacity:1; transform:none; }
  .faq__item .faq__a{ display:block !important; }
}

/* ═══════════════════════════════════════════════════════════════════════
   18. CHAT + MODERN MOTION PASS
   The chat launcher replaces the old floating call disc. When Tawk is
   configured these are hidden and Tawk supplies its own bubble.
   ═══════════════════════════════════════════════════════════════════════ */
.chat-btn{
  position:fixed; right:clamp(1rem,3vw,2rem); bottom:clamp(5.5rem,9vw,7rem); z-index:920;
  width:58px; height:58px; display:grid; place-items:center; border-radius:50%;
  border:0; cursor:pointer; color:var(--ink);
  background:linear-gradient(135deg,var(--gold-lt),var(--gold-dk));
  box-shadow:0 14px 34px -10px rgba(198,161,91,.6);
  opacity:0; transform:scale(.6); pointer-events:none;
  transition:opacity .5s var(--ease), transform .5s var(--ease), box-shadow .5s;
}
.chat-btn.is-on{ opacity:1; transform:none; pointer-events:auto; }
.chat-btn.is-on:hover{ transform:scale(1.07); box-shadow:0 20px 44px -10px rgba(198,161,91,.78); }
.chat-btn::before{
  content:""; position:absolute; inset:-6px; border-radius:50%;
  border:1px solid var(--gold); opacity:.5; animation:pulse 2.8s var(--ease-io) infinite;
}
.chat-btn.is-open::before{ animation:none; opacity:0; }
@keyframes pulse{ 0%{ transform:scale(.9); opacity:.5 } 70%,100%{ transform:scale(1.35); opacity:0 } }

.chat-btn__icons{ position:relative; width:26px; height:26px; }
.chat-btn__icons svg{
  position:absolute; inset:0; width:26px; height:26px;
  transition:opacity .35s, transform .45s var(--ease);
}
.chat-btn__close{ opacity:0; transform:rotate(-90deg) scale(.6); }
.chat-btn.is-open .chat-btn__chat{ opacity:0; transform:rotate(90deg) scale(.6); }
.chat-btn.is-open .chat-btn__close{ opacity:1; transform:none; }

.chat-btn__dot{
  position:absolute; top:2px; right:2px; width:11px; height:11px; border-radius:50%;
  background:var(--white); border:2px solid var(--ink); animation:chatDot 2s ease-in-out infinite;
}
.chat-btn__dot[hidden]{ display:none; }
@keyframes chatDot{ 0%,100%{ transform:scale(1) } 50%{ transform:scale(1.25) } }

.chat{
  position:fixed; right:clamp(1rem,3vw,2rem); bottom:calc(clamp(5.5rem,9vw,7rem) + 74px);
  z-index:919; width:min(374px,calc(100vw - 2rem)); max-height:min(560px,calc(100vh - 12rem));
  display:flex; flex-direction:column; overflow:hidden;
  border:1px solid var(--line-gold); border-radius:4px;
  background:linear-gradient(170deg,rgba(34,37,43,.98),rgba(10,10,11,.99));
  box-shadow:0 30px 70px -20px rgba(0,0,0,.9);
  opacity:0; visibility:hidden; transform:translateY(16px) scale(.97);
  transform-origin:bottom right;
  transition:opacity .4s var(--ease), transform .45s var(--ease), visibility .45s;
}
.chat.is-open{ opacity:1; visibility:visible; transform:none; }

.chat__head{
  display:flex; align-items:center; gap:.8rem; padding:.95rem 1.1rem;
  border-bottom:1px solid var(--line); flex:none;
}
.chat__mark img{ width:34px; height:34px; border-radius:2px; }
.chat__id{ display:grid; line-height:1.3; }
.chat__id b{ font-family:var(--ff-display); font-weight:500; font-size:.94rem; letter-spacing:-.01em; }
.chat__id span{ font-size:.68rem; letter-spacing:.18em; text-transform:uppercase; color:var(--gold); }
.chat__x{
  margin-left:auto; width:32px; height:32px; display:grid; place-items:center;
  background:none; border:1px solid var(--line); border-radius:2px;
  color:var(--tx-2); cursor:pointer; transition:color .3s, border-color .3s;
}
.chat__x:hover{ color:var(--gold); border-color:var(--line-gold); }
.chat__x svg{ width:16px; height:16px; }

.chat__log{
  flex:1 1 auto; overflow-y:auto; padding:1.1rem;
  display:flex; flex-direction:column; gap:.55rem;
  scrollbar-width:thin; scrollbar-color:rgba(198,161,91,.3) transparent;
}
.chat__log::-webkit-scrollbar{ width:6px; }
.chat__log::-webkit-scrollbar-thumb{ background:rgba(198,161,91,.3); border-radius:3px; }

.bubble{
  margin:0; max-width:88%; padding:.7rem .9rem; font-size:.9rem; line-height:1.55;
  border-radius:3px; animation:bubbleIn .45s var(--ease) both;
}
.bubble--them{ align-self:flex-start; background:rgba(198,161,91,.09); border:1px solid rgba(198,161,91,.2); }
.bubble--them b{ color:var(--gold-lt); font-weight:500; letter-spacing:.04em; }
.bubble--me{
  align-self:flex-end; background:linear-gradient(115deg,var(--gold-lt),var(--gold));
  color:var(--ink); font-weight:400;
}
@keyframes bubbleIn{ from{ opacity:0; transform:translateY(8px) } to{ opacity:1; transform:none } }

.typing{ display:inline-flex; gap:5px; align-items:center; padding:.85rem .9rem; }
.typing i{ width:6px; height:6px; border-radius:50%; background:var(--gold); animation:typing 1.2s ease-in-out infinite; }
.typing i:nth-child(2){ animation-delay:.16s; }
.typing i:nth-child(3){ animation-delay:.32s; }
@keyframes typing{ 0%,60%,100%{ opacity:.25; transform:translateY(0) } 30%{ opacity:1; transform:translateY(-4px) } }

.chat__note{ margin:.3rem 0 0; font-size:.74rem; line-height:1.55; color:var(--tx-3); }
.chat__note a{ color:var(--gold); border-bottom:1px solid var(--line-gold); }
.chat__note--err{ color:#E8836A; }
.chat__note--err a{ color:var(--gold-lt); }

.chat__form{
  flex:none; padding:.85rem 1.1rem 1rem; border-top:1px solid var(--line);
  display:grid; grid-template-columns:1fr auto; gap:.6rem;
}
.chat__input{
  width:100%; padding:.7rem .85rem; resize:none; min-height:42px;
  background:rgba(10,10,11,.7); border:1px solid var(--line);
  border-radius:var(--r); color:var(--tx); font-size:.92rem; font-weight:300;
  font-family:var(--ff-body); line-height:1.5;
  transition:border-color .3s, box-shadow .3s;
}
.chat__input::placeholder{ color:rgba(242,242,239,.24); }
.chat__input:focus{ outline:none; border-color:var(--gold); box-shadow:0 0 0 3px rgba(198,161,91,.14); }
.chat__send{
  width:44px; height:42px; align-self:end; display:grid; place-items:center;
  border:0; border-radius:var(--r); cursor:pointer; color:var(--ink);
  background:linear-gradient(115deg,var(--gold-lt),var(--gold));
  transition:transform .35s var(--ease), box-shadow .35s, opacity .3s;
}
.chat__send:hover{ transform:translateX(2px); box-shadow:0 8px 20px -8px rgba(198,161,91,.7); }
.chat__send:disabled{ opacity:.45; cursor:default; transform:none; }
.chat__send svg{ width:19px; height:19px; }
.chat__progress,.chat__err{ grid-column:1 / -1; font-size:.71rem; line-height:1.5; color:var(--tx-3); }
.chat__err{ color:#E8836A; }
.chat__form[hidden]{ display:none; }

.linkbtn{
  background:none; border:0; padding:0; cursor:pointer; font:inherit;
  color:var(--gold); border-bottom:1px solid var(--line-gold); transition:border-color .3s;
}
.linkbtn:hover{ border-bottom-color:var(--gold); }

.form__consent{
  margin-top:1.4rem; font-size:.78rem; line-height:1.6; color:var(--tx-2);
  padding-left:.85rem; border-left:1px solid var(--line-gold);
}
.form__consent a{ color:var(--gold); border-bottom:1px solid var(--line-gold); }

@media (max-width:560px){
  .chat{ right:.5rem; left:.5rem; width:auto; max-height:min(70vh,520px); }
}

/* ─── MODERN MOTION ─────────────────────────────────────────────────── */
.magnet{ transform:translate3d(var(--tx,0),var(--ty,0),0); transition:transform .35s var(--ease), box-shadow .4s; }
.magnet:hover{ transition-duration:.12s; }

.hero__title em{ background-size:220% 100%; animation:shimmer 7s var(--ease-io) 1.1s infinite; }
@keyframes shimmer{ 0%{ background-position:0% 50% } 45%,100%{ background-position:100% 50% } }

.eyebrow::before{ transform-origin:left center; animation:ruleIn .9s var(--ease) both; }
@keyframes ruleIn{ from{ transform:scaleX(0) } to{ transform:scaleX(1) } }

.card{ transform-style:preserve-3d; }
.card:hover{ transform:translateY(-6px) perspective(900px) rotateX(1.1deg); }

.benefit{ position:relative; }
.benefit::after{
  content:""; position:absolute; left:0; top:-1px; height:1px; width:100%;
  background:linear-gradient(90deg,var(--gold),transparent);
  transform:scaleX(0); transform-origin:left; transition:transform .6s var(--ease);
}
.benefit:hover::after{ transform:scaleX(1); }

.criteria__item::before{
  content:""; position:absolute; left:0; top:50%; width:2px; height:0;
  background:var(--gold); translate:0 -50%; transition:height .45s var(--ease);
}
.criteria__item{ position:relative; }
.criteria__item:hover::before{ height:62%; }

.trustbar__item{ transition:color .35s, transform .35s var(--ease); }
.trustbar__item:hover{ color:var(--tx); transform:translateY(-2px); }

.stat{ transition:background-color .45s, transform .45s var(--ease); }
.stat:hover{ background:rgba(198,161,91,.05); transform:translateY(-3px); }

.faq__item summary{ transition:color .3s, padding-left .4s var(--ease); }
.faq__item summary:hover,.faq__item[open] summary{ padding-left:.5rem; }

.panel__row b{ transition:transform .4s var(--ease), color .3s; }
.panel__row:hover b{ transform:translateX(-3px); color:var(--gold-lt); }

.site-footer__brand img{ animation:breathe 9s ease-in-out infinite; }
@keyframes breathe{
  0%,100%{ filter:drop-shadow(0 0 0 rgba(198,161,91,0)) }
  50%{ filter:drop-shadow(0 0 14px rgba(198,161,91,.22)) }
}

@media (prefers-reduced-motion:reduce){
  .hero__title em,.eyebrow::before,.site-footer__brand img,
  .chat-btn::before,.chat-btn__dot,.typing i,.bubble{ animation:none !important; }
  .magnet{ transform:none !important; }
  .card:hover{ transform:translateY(-6px); }
}
